Open, and looking at it costs nothing · 9am–5:30pm, Mon to Fri Ring instead, it is quicker: 0115 8220606
NDR Nottingham Data Recovery 0115 8220606 Get my quote
NDR / Claims, court and footage / Evidence to support an insurance claim

Insurance claims · evidence work, Nottingham

Insurance claim evidence, Nottingham. An adjuster can test a hash, not a phone pointed at a monitor.

Your honesty is not what is being tested here. An adjuster has one question — is the file actually what it is said to be — and three things answer it: the export made by the recorder itself, the hash values lifted off it, and a written note of the route by which it left the disk. A claim is civil work. Criminal proceedings in England and Wales are where the Forensic Science Regulator's statutory Code applies, so no part of this falls to it and no part of it needs accreditation. None is held in any event, and each report opens by saying so. What would not read is written down as well. The figure is agreed in writing before anything begins, from £800 + VAT.

Civil work, not the criminal Code The recorder's own export What was found, and what was not

An engineer will talk it through, in confidence
0115 8220606

What an adjuster is able to check.

The container the recorder wroteFormats of their own are what recorders write into, and most players simply refuse them. Re-encode the file, or hold a camera up to a monitor, and pixels shift, timing shifts, frame references shift too. So the native file comes off, and alongside it goes a copy that will open anywhere.
The clock on the recorderThe clock decides more claims than anything else on a disk. Clocks drift. Somebody types one in wrong on installation day. British Summer Time comes round and nobody adjusts anything. A stamp saying 02:10 is no proof that anything took place at 02:10. So at acquisition the offset is measured against a reference, and that figure appears in the report.
Continuity written downAn exhibit reference. Both hash values, at the start and at the finish. A date against every handover on the record. Notes put down while the work was under way. And an exhibit reference of its own for anything produced from the master.
What could not be readAn adjuster gets nothing from a report that steps round the gaps. Once material has been overwritten it does not come back; encrypted material with no key is the same; and where the unit recorded nothing, nothing exists to produce. Which of those it is gets stated, and pictures that come back without their timings are marked as such.

Five kinds of claim we are asked about.

Something else? Say what it does →
The type of claimWhat arrives at the benchWhat it can establish
A theft, or a forced entryThe recorder, or else the disk taken out of one that has stoppedThe window around the incident, exported in the format the unit wrote
A machine damaged by water, soot or heatThe disk from the damaged machineInvoices, schedules and photographs still held on the machine
A motor claimThe dashcam's own card, rather than a clip somebody forwardedThe camera's complete data file, GPS, speed and sensor channels included — every one of which a forwarded MP4 discards — with a note of what the forwarded version left out
A business proving what it heldThe disk holding those recordsA hashed list of what still reads, plus a plain statement of what the disk is no longer able to say
A dispute over liabilityA recorder that each side thinks supports its versionOne set of exports, issued to both alike, with a method either side can run again
Getting it here: tracked, insured post to the intake lab, and the return leg is at our cost. Unsure what belongs in the box? Ring before it is taped up, and an engineer will run through what to include and what to keep at home. The rest of it is set out on the packing and postage guide.

The order we work in.

More jobs like this one →
01

Tell us what has happened, in confidence — a written figure follows Free

Forensic instructions begin at £800 + VAT, and where yours sits depends on scope — which is exactly what the first call settles: the events and dates at issue, the machines and accounts involved, and what precisely has to be proved. That call is free, and nothing chargeable starts before the figure is with you in writing.

The first call stays confidentialOne figure, fixed and written downThe questions the evidence has to answer
02

Take the recorder off power today

Leave the power on and a recorder keeps writing, the newest material taking the place of the oldest. That loop moves much faster than a claim does. As for how much is left, no manual will tell you — capacity, channel count, resolution and the way the unit was configured all bear on it. Pull the power first. Ring afterwards.

Stopped before the loop came roundA hold notice kept on file
03

Who can lawfully give authority

Authority is what makes an examination lawful; without it, the Computer Misuse Act 1990 is engaged at section 1. So every job records who gave that authority and on what footing. A landlord's position, an employer's and a commercial vehicle operator's are three different things.

Authority recorded in writingChecked against the Computer Misuse Act 1990
04

Exported in the format the recorder wrote

Two files come back to you. Native export first, along with whatever player will open it, and then a copy that plays anywhere. The route from one to the other is set out in writing rather than hidden inside a viewer. Each carries MD5 and SHA-256. The report also states how far the recorder's clock stood from real time.

The native export, plus a playable copyThe clock offset stated in the report
05

The bundle, the hashes and the handover log

Give the other side a finding they cannot check for themselves and you have given them an argument. So the bundle carries all of it: exhibit numbers, hashes, dated handovers signed at both ends, which image every conclusion came off, and the notes typed at the bench as the job ran. Run the same steps again and the answer is the same.

Each finding traced to its exhibitHashes recorded, and every move loggedRepeatable, step by step

What turns up on recorder disks

  • Proving what was held takes work of its own — a farm office beyond Loughborough, or a small firm on a Nottingham estate, still has to demonstrate what its machine contained. Our report covers what reads, and what the disk noted for itself. A list of files that are no longer there is not something anybody can produce.
  • Consent has to come from somebody entitled to give it — a landlord, an employer and a commercial vehicle operator stand in three different places, and we put the question before any disk leaves its housing.
  • A recorder will not wait for a claim — whatever stage the insurer has reached, the gate camera keeps writing. Stop the recording. After that you can take as long as you like.
  • An unstated method is a hole — say nothing about who made the copy, or by what means, and the point gets made by the other side rather than by you.

Worth knowing before you instruct anyone: the second version of the Regulator's statutory Code has applied since October 2025. Two of the activities named in it matter here — capture of data from digital storage, and recovery of CCTV — and ISO/IEC 17025 is set for both. The Code, though, is about work carried out for a criminal prosecution: England and Wales, and prosecutions only. A policy claim is not that. Nothing of the kind is held here in any case, and each of our reports says so first.

One of these, from start to finish.

NG · NTG-2026-2010ON THE LOG ✓

A Derby loading bay, an argument about the date, and a clock nobody reset

Which day a pallet took damage was the argument between a haulier and a food producer, and the yard gate recorder was the only account of it anywhere. British Summer Time had never been applied to that clock. We measured the offset, took the export the recorder itself made, and put both times in the report. Exchange came, and it settled.

Concluded after reports were exchangedCPR Part 35 applied throughout

What helps, and what does damage.

Worth doing first

  • Cut the power to the recorder today — every hour of running costs you material
  • Send the policy or claim reference along with it
  • Say who the recorder belongs to, and who is able to authorise the work
  • Send the recorder itself, or its disk — a forwarded clip is not enough

What makes it harder

  • Plugging the recorder's disk into a Windows machine
  • Letting an installer put the unit back into service with a factory reset
  • Aiming a phone at the screen and sending in what it captures
  • Waiting on the insurer before you stop the recording

What gets asked before posting.

Does a claim on a policy need an accredited examiner?

No. There is one setting in which the Regulator's Code demands ISO/IEC 17025: a criminal prosecution, England and Wales. A policy claim is civil, so the requirement never arrives. No accreditation of any sort is held here for any type of matter in any case, and every report states that on its first page. Where a claim later becomes criminal, you have it from us in writing.

Why is a phone video of the screen no use?

Because of the journey it has taken: off a monitor, through a phone lens, and out the other side of a re-encode. Timing and detail as the recorder originally wrote them do not survive that. What an insurer wants is the file the unit produced, carrying a hash.

Can you show what the disk no longer holds?

Whatever still reads can be listed, and whatever the disk records about the rest can be reported. Where material has been overwritten, the report says overwritten. What it does not do is guess.

Who has to authorise the examination?

Whoever has the right to give it. Section 1 of the 1990 Computer Misuse Act is engaged by getting into a machine with no authority, so the basis for each job goes on file. Landlord, employer, the operator of a commercial vehicle, its driver: four positions, and they are not the same.

Power the recorder down before the loop reaches your clip.

Cut the power to the DVR before anything else — while it runs it keeps writing, and the oldest footage goes first. Then post it in. The first look is free, CCTV and DVR work is £400 + VAT quoted in writing before anything starts, and what is on that disk goes no further than the bench.

0115 8220606